Mortgage Calculator

Use our mortgage calculator to find out how much your monthly mortgage repayments could be based on the interest rate, and chosen loan period.

Mortgage Calculator

House Value


Deposit Amount


Mortgate Required


Loan to value




Interest rate (0.1% - 7%)


Monthly repayment


In order to get the most accurate results from the mortgage calculator, it's important to consider how much deposit you have available, taking into consideration other property purchase costs. Once you have worked this out, use the sliding scale to enter this amount and then the value of the property. This will then indicate the size of the mortgage which you will require.

Work out your typical monthly repayments

Based on the amount mortgage you will be borrowing, you can now find out what your monthly repayments will be. This figure will be prepopulated from the results previously entered, but is also dependent upon the number of years the repayment is made and the interest rate. These factors can be amended by moving the sliding scale.

It is worth considering how much repayment you can comfortably be able to afford, so you do not try to stretch your funds too far and make sure your budget allows for other eventualities.

This calculator is intended as a guide only and does not take into account other fees that you will be accountable for when taking out a mortgage. For advice and guidance you should speak to an independent mortgage broker/advisor, who is authorised to provide financial advice based on your specific circumstances.

Here at Bovis Homes we have a number of ways in which we can help you move into your dream home. Both first-time buyers and existing homeowners can move with just a 5% deposit using the Government-backed Help to Buy - Equity Loan. Alternatively if you have a property to sell, we’ll help you sell your old property quickly by dealing with the estate agents on your behalf, and even pay their fees when your house is sold with our Smooth Move package. Using our Home Exchangescheme will see us buy your property at market value, meaning there are no last minute ‘drop-outs’ and you avoid estate agent fees. We also have exclusive help available for members of the Armed Forces


Use the sliding scale to enter the value of the property and the deposit you have available to calculator the size of the mortgage required. You can also update the interest rate and number of years to calculate typical monthly mortgage repayments.

Mortgage calculator full details

Help to Buy - mortgage calculator

If you’re considering using the Help to Buy - Equity Loan scheme, our Help to Buy Mortgage Calculator will calculate how much the Government may be able to lend you to help you purchase your new home based on the value of your 5% deposit. You can also calculate your typical monthly mortgage repayments based on the interest rate and loan period.

Stamp Duty Calculator

Stamp Duty Land Tax (SDLT) is a lump sum tax that has to be paid on all property transactions in England, Wales and Northern Ireland which have a purchase price above £125,000. Learn more about how Stamp Duty is calculated and use our handy Stamp Duty tool to find out how much Stamp Duty you will need to pay when purchasing your new property.
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