Help to Buy makes Sarah's home and garden dream come true

24 October 2016

Sarah Bolton in her new Bovis Home

Buying her own 'little house' with her own 'little garden' was a long-term goal for green-fingered, NHS worker Sarah Bolton.

So when she found her ideal home at Great East Hall in Sittingbourne, Kent, she used the Government-backed Help to Buy Equity scheme to achieve her ambition.

"I sold my one bedroom flat near Grays in Essex and was looking at two beds in Kent when I saw and fell in love with The Marston. It was a three bedroom property with a garden on a corner plot at Meadow Bank," she said.

"I had some equity from the flat so by using that, with a new mortgage and the Help to Buy loan I was able to have the home I wanted in the location I wanted. It had more space inside and out and that all-important garden of my own!"

With Help to Buy - Equity Loan you need just a 5 per cent deposit and the Government provides an equity loan of 20 per cent of the property's value. That means you can access a 75 per cent mortgage, opening the door to more competitive lending rates and a dream move into a brand new Bovis Home.

Within a week of moving in Sarah swapped the patio doors for bi-fold, making her beloved garden an extension of her sitting room. She's also extended the patio and planted small, contemporary borders of lavender and box bushes, with bulbs now safely buried below ground ready for the Spring.

Sarah said: "I love it here. I have an open-plan living room, dining area and kitchen and the bi-fold doors give me three metres of glass so the garden feels part of my living space. It's just what I wanted. The master bedroom is also very spacious and as a new-build it's great being the first one to live here."

Sarah, a governance administrator for an NHS Trust works in the south east  so wanted to live within car commuting distance - to save on train fares.

"Without Help to Buy I would have had to live further away and bought something smaller, so it was the perfect solution for me."